Maximor runs your finance function on their platform. Adopt can run it on yours.
Both put agents on top of the ERP you already have and both promise the same outcome. The four differences that actually decide it: which systems each one reaches, where your financial data sits, who owns the agents you paid to build, and who is accountable when the close is late.
Put both of us on your own close
3
deployment options: cloud, private cloud, on-prem
100%
of the agents built for you are your intellectual property
0
systems you replace or migrate
Deployment and IP terms are set in your agreement, not by plan tier.
Month-end, when only the exceptions need you
Agents pull the statements, match the lines and hand your reviewer a finished run. What lands on your team's desk is the short list below, not the workqueue.
Every held item states the one thing wrong with it, and one cent out is out of balance.
Maximor vs Adopt AI
Maximor is the closest thing in this market to what we build, and they are good at it. They run on top of the ERP the same way we do, they have the same view of where the human belongs, and they publish named customer close-time results that we do not yet publish for in-house finance teams. Here is the honest version of where the two of us actually differ.
| Maximor | Adopt AI | |
|---|---|---|
| The promise | "Finance that runs itself, so you can run ahead" | Finance that executes itself, with you in control |
| Systems reach | Modern, API-connected systems. NetSuite, SAP, Salesforce and Snowflake are the named integrations | The same, plus the systems with no API: older ERPs, bank portals, document stores. Agents operate an interface the way a person does |
| Where your data sits | Maximor's cloud. No self-hosted or on-prem option is described on their site | Your environment, if you choose: cloud, private cloud or on-prem |
| Model choice | Not described publicly | Any LLM, including one you already licence, with zero data retention |
| Who owns the agents | Platform capability, retained by the vendor | Every agent, skill and decision rule built for you is your intellectual property |
| Who builds them | The vendor's platform, configured for you | Adopt's engineers build alongside your accountants, and your people are trained to run what gets built |
| Proof before you commit | Published customer case studies with named close-time results | A pilot on your own close, with targets agreed in writing before it starts |
| Pricing basis | "We price for real outcomes, not seats" | Accounting work completed, scoped in the pilot. No seats, no AI credits |
| Control | Audit-Ready Agents that bring a person in when judgment is needed | A posture dial per agent, per entity: watch, suggest, act with approval, act |
| Scope | Revenue, cash, close, receivables, payables and board reporting | Payables, receivables and the close on one ledger with one audit trail |
| Best fit | Teams on a modern ERP that want a vendor-hosted platform | Teams with a mixed stack, a data-location requirement, or a preference for owning what they paid for |
Comparison based on public information from maximor.ai as of September 2026, quoted where marked. Capabilities change. Verify with Maximor directly, and ask them the four questions above.
Trust is a dial, not a leap.
You decide what each agent may do, per entity and per agent. Start at watch, move the dial as the evidence accumulates. Nothing moves up a rung unless you move it.
The agent reads and reports only. Where every new engagement starts.
The agent proposes with evidence and a confidence score. A human accepts every entry. Today's default.
The agent prepares the full action and waits at a gate your reviewer controls.
The agent does the work and records it. For high-volume work you have already watched it do correctly.
Nothing in Adopt can move money.
Adopt cannot send a payment. Approving a bill instructs the system that already pays your vendors.
One cent out is out of balance.
Reconciliation has no tolerance setting, and agents record the statement balance exactly as your bank reported it. A rounded or derived balance would hide the errors reconciliation exists to catch.
It can always show its work.
The system stamps every suggestion, approval and write-back with who did it, when, and on what evidence, in a history no one can edit or overwrite. Your auditors get an answer to any question.
No migration. A pilot.
- Day 1
Bring one close task
Agents run it on a simulated version of your workflow while you watch. That demo is the whole ask.
- Weeks 1–4
Pilot on your own close
Agents run at suggest posture. Your team accepts or corrects every entry inside the systems you already use.
- Day 30
Judge the numbers
Review the pilot against the targets we agreed. Move the agents up the ladder, or walk away having lost nothing.
Questions finance leaders ask
They will run your finance function on their platform, in their cloud, with the agents staying theirs. We run it in whichever environment you choose, including your own, across the systems that have no API as well as the ones that do, and the agents we build for you are yours.
It is usually the whole problem. Agents operate an interface the way a person does, so a subsidiary on an older ERP and a bank portal with nothing but a login are in scope rather than exceptions your team keeps handling by hand.
Yes. Cloud, your private cloud, or on-prem inside your own infrastructure. Zero data retention, your choice of model, and the deployment is written into the agreement rather than being a plan tier.
Yes. Every agent, skill and decision rule developed for you is your intellectual property, and that is in the contract, not the marketing.
No. Bank connections are read-only, and Adopt cannot send a payment. Approving a bill instructs the system that already pays your vendors.
You pay for accounting work completed, not seats or AI credits. The pilot sets the scope and the targets, and the agreement that follows prices the work at that scope. You see the number before you commit to anything beyond the pilot.
Judge us on your close, not our homepage.
30 minutes, on your own workflow.
Maximor and Audit-Ready Agents are trademarks of their owner. Adopt AI is not affiliated with, sponsored by or endorsed by Maximor. Comparison based on public information as of September 2026.