AI Native Accounting & Bookkeeping

Finance that executes itself, with YOU in control

Agents categorize, reconcile and close inside the systems you already use. You review the exceptions, and nothing posts without your sign-off.

In production today: agents prepare the books, the reconciliations, and the AP and AR queues, and a named reviewer signs off on every exception. Your people stop preparing the work and start approving it.

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Nothing posts without sign-off

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PriceLabs
Centuri
Doola
Spendflo
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The problem

The tools aren't wrong. They just have ceilings.

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Outsourced bookkeeping

A month behind, every month

The books come back weeks after the month ends, and even a statement takes days. That's history, not information.

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Hiring

The accountant you need isn't applying

The accountant pool is shrinking, comp keeps rising, and capacity grows one hire at a time.

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Chat assistants

They can't close your books

ChatGPT or Claude can explain your P&L one question at a time. They won't reconcile, chase, or file.

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Your own team's month-end

Buried in reconciliation

Your best people spend weeks compiling and keying instead of reviewing. Month-end is the growth ceiling.

Your business runs on its numbers. So why is finance the last thing to know?

Different ways to run your finances, different ceilings

Every option works at some scale. The question is where it tops out.

Bar height is how much of your finance function each option actually carries.

DIY: spreadsheets plus a chat assistant

Free, flexible, and fine at the very start. You export CSVs, you categorize, you reconcile, you Google the tax deadline.

The Ceiling

It runs on founder time, the most expensive input in the company. Nothing happens unless you do it.

  • Claude
  • ChatGPT
  • Copilot

Outsourced bookkeeping services

Humans in a queue do the books for you, usually on their platform and their calendar.

The Ceiling

Turnaround is measured in weeks, scope stops at the bookkeeping, and tax, forecasting, and advisory are upsells handled by someone else.

  • Traditional accounting services

Hiring: in-house or fractional

Real judgment, real ownership. A controller or fractional CFO who knows your business.

The Ceiling

Linear cost against a shrinking talent pool, and your senior hire still spends most of the month preparing rather than advising.

  • Fractional CFOs, offshore teams

Adopt: AI native accounting software

Agents do the daily work: categorization, reconciliation, AP and AR, statements and the close, with tax and filings coming. Agents work inside the systems you already use, including bank portals with no API, and nothing posts until your team approves it.

The Ceiling

Your books, current every day. Your close, in hours, not weeks. Capacity that grows with the business instead of headcount, and every workflow built stays yours.

  • Adopt AIThe execution layer

Keep your existing ERP, your banks and your cards. Adopt runs on top of the stack you already have. No rip-and-replace.

What runs on Adopt

Your finance function. Running.

Adopt takes the preparation. You keep the review and the judgment. The hours in between become capacity.

Proven · Governed · Grounded

Built for the profession where "trust me" isn't an answer

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Proven on your books

Before you rely on it, agents are scored against your own prior months' books, so you see the accuracy on your files first. The models write the logic; they never key the numbers themselves. Anything below your confidence threshold routes to a human with a link to the exact source document.

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Governed at every step

Approval checkpoints wherever you choose to put them. Every agent action is time-stamped with its source data, the computation behind it and the named reviewer who approved it, so you can defend any number.

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Your data stays yours

Your financial data is isolated, never used to train models, and covered by zero-data-retention terms with the model providers. Bring your own model keys. Deploy in our cloud, your own VPC, or on-prem.

  • GDPR
  • CCPA
  • HIPAA
  • SOC2 Type2
  • ISO/IEC 27001

Zero training on customer data

Visit our Trust Center
Proof

Teams that have done it

  • "Working with Adopt AI has been a great experience!"

    Adopt was brought in to develop a fully customized AI solution for our team. This custom project was a first for our Company, and certainly the first AI project I've been involved with. They say most AI projects fail, but that was definitely not the case here!

    Steven Nerat, Senior Manager, UHY

    UHY
  • "I have sincerely appreciated my time spent working with Adopt."

    I am often impressed with both their willingness to dive in and absorb the technical subject matter of my industry and their competence in creating a bespoke AI agent solution that works symbiotically with my team’s established workflows.

    Dan Kielar, Senior Manager, UHY

    UHY
  • "Adopt AI team has been a trusted partner"

    From exploring innovative capabilities like MCP integrations to delivering impactful AI solutions, the Adopt AI team has been a trusted partner in advancing our AI transformation journey at AA

    Rupsa Das, Senior Business Analyst, Automation Anywhere

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How it works

From sign-up to books you approve

Link your bank with read-only access and connect QuickBooks if you use it. Guided setup takes an afternoon, and nothing gets migrated.

Start free. Pay when the agents do more.

Free forever for founders who run their own books. Finance teams on an ERP get agents built on their process, priced by work completed. Unlimited users on every plan, never per seat.

Stop doing your own books.
Start approving them.

Running a small company? Connect your bank and start free, no credit card. Running a finance team? Send us one month of your ugliest reconciliation, and we'll run it on your data.