Cash flow forecasting software · Small businesses

Cash flow forecasting software for small businesses

The best cash flow forecasting software for small business starts from what is actually in the bank. Adopt builds your forecast from live bank balances, open bills and open invoices, so it moves when your books do.

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The problem

How small businesses handle this today.

The forecast is a spreadsheet. It is out of date the day after it is built.

Bills arrive in clusters. Rent, payroll and suppliers can all fall in the same week.

Customers pay late. Expected cash does not arrive when the invoice says it will.

Surprises are expensive. A short week means a late payment or a hurried loan.

How Adopt does it

Small business cash forecasting, from real balances

Adopt prepares the work in the background. Your team reviews and approves it, and every approval stays on the record.

  1. Connect your accounts

    Link bank and card accounts so the forecast starts from real balances.

  2. Bring in bills and invoices

    Open payables and receivables set the cash going out and coming in.

  3. See the weeks ahead

    Cash needed and cash expected, week by week.

  4. Plan

    Use the forecast to time payments and plan spend.

Built for small businesses

What changes for small businesses

No spreadsheet to maintain

The forecast comes from your books, not a copy of them.

Current, not stale

As transactions come in and bills are paid, the forecast updates.

You stay in control

Adopt prepares the forecast. You decide what to pay and when.

FAQs

Know your cash before you need it.
You approve every entry.

Start free and connect your first account. Adopt works on its own, so you do not need another accounting system to begin.