Payment reconciliation software
Adopt is AI native payment reconciliation software. It matches payouts from your payment processors to bank deposits and to the sales behind them, so fees, refunds and timing differences are explained, not plugged.
What payment reconciliation software has to get right.
Payouts matched to deposits. Every payout is tied to the bank deposit it landed in.
Fees and refunds on their own lines. Processor fees, refunds and chargebacks are recorded separately, not netted away.
Timing differences tracked. Sales in one period and payouts in the next are followed until they clear.
Gaps you can see. Anything that does not match is counted with its value.
Adopt matches the payouts. You approve them.
Adopt is AI native, so the preparation runs for you in the background. Your time goes to review, not data entry.
Connect bank and payment accounts
Bring in bank deposits and payment processor activity.
Match payouts
Adopt matches each payout to its deposit and splits out fees and refunds.
Review the exceptions
Unmatched payouts and deposits are listed with a suggested reason.
Approve and close
Approve the entries and the payment accounts tie to the bank.
Every payout matched and approved
Nothing netted away
Possible double counts are named, not netted against each other.
Zero-tolerance matching
A payout is matched only when it ties to the cent.
You approve every entry
Adopt prepares. Your team decides. The approval is recorded on the entry.
FAQs
It is matching the money your payment processors say they paid out with what arrived in the bank, and with the sales behind it. Fees, refunds and timing differences are the usual gaps.
Bank reconciliation ties the bank to the books. Payment reconciliation adds the layer in between: payouts that bundle many sales, fees and refunds into one deposit.
Fees are recorded as their own expense, so revenue is shown in full and the deposit still ties to the bank.
No. Adopt works on its own. A business without any accounting system can start on Adopt and keep its books there.
Yes. You can start free and connect your first accounts without talking to sales.
Every payout, tied to the bank.
You approve every entry.
Start free and connect your first account. Adopt works on its own, so you do not need another accounting system to begin.
